The app creators call this micro-investing, and once you’ve micro-invested enough to accumulate a little wealth, you can transfer the excess money to your bank account and start spending. (iOS, Andriod Free) 7. Acorns - the “invest your spare change” app - rounds up your debit and credit card tabs to the nearest dollar amount. When money-saving becomes fun, that’s when you know you’ve locked in a great app to do the heavy lifting. Waze boasts being the world’s largest community-based navigation and traffic app, so you can count on the fact that GPS info will be current, and you’ll get where you’re going faster. The anti-traffic app collects user-shared information in a local area to provide traffic and accident updates in real-time. Traffic is the worst, and Waze is the lifeline you’ve been looking for. This “smart cooking sidekick” also includes video tutorials to walk you through new techniques. (iOS, Android, Windows 10 Free) 5. You can use the app to discover recipes based on cuisine and diet, save your picks to your digital recipe box, and even get recipe recommendations based on your grocery list. There’s a lot to like about the Yummly app, especially if you’re looking for more ways to save time in the kitchen. The app provides same-day delivery in many larger cities and can be used to clip digital coupons and schedule doorstep drop-off from most local grocers. (iOS, Andriod Free) 4. While TurboTax’s ever-popular Mint app is primarily used to budget, track spending, and pay monthly bills, it can also be used to check for fraud and maintain healthy credit, manage investment portfolios, and monitor extra fees or suspicious activity. (iOS, Andriod Free) 3. Instacart, Rating: 4.8Ī good grocery-getting app is a must when you’re juggling work and family, and (pardon the pun) Instacart delivers. If staying on top of your money feels good, managing it all from your phone feels even better. Credit cards or other debit cards have a 3-percent fee. Receiving mobile payments is free, as is sending from a linked bank account, debit card, or Venmo balance. Unlike PayPal, Venmo has a social sharing component and integrates with Facebook so you can see friends using the app and send payment. PayPal owns Venmo, but the app is distinct. Frequently named one of the best payment apps, Venmo can be used to send and receive money and cut out the awkward moments where you shuffle through your wallet trying to find some cash. Like Google, Venmo has become a verb because the insta-pay app is that helpful.
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